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Look for a site that offers educational tools such as a credit score simulator or guidance on how to build credit.
In addition to paying off your balance before the rate increases, you’ll want to avoid making further charges.
Such cards have an introductory 0% interest rate, which increases after a promotional period, usually no more than 21 months.
The amount of credit card debt you can transfer is typically up to ,000.
Debt consolidation won’t work if you have too much debt or haven’t fixed underlying spending issues.
Almost all lenders require you to be 18 years or older and a legal U. resident with a verifiable bank account and not in bankruptcy or foreclosure.
Your credit scores can take a hit if you use all or most of the available credit on your cards.